Personal loans up to 200.000€
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44 Billion +
2.5 Million +
Average Customer Rating

How it works

We're not a bank. Instead, we connect borrowers with investors through our online marketplace.


Investors purchase Notes, which correspond to fractions of loans, to potentially earn competitive returns.

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Lawford Group

Lawford Group screens borrowers, facilitates the transaction, and services the loans.

Loans are issued via WebBank, member FDIC


Borrowers use loans to consolidate debt, improve their homes, finance major purchases, and more.

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Does your financial health affect your quality of life?

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We’re here to help you succeed

Our mission is to transform the banking system to make credit more affordable and investing more rewarding.

Since 2007, we've helped 2.5 million people achieve greater financial wellness, and that number is growing. As the trailblazer in peer-to-peer lending, we've evolved into Europe's largest online marketplace that allows borrowers to apply for personal loans, auto refinancing, business loans, and elective medical procedures. Through our marketplace, we're providing investors access to consumer credit, which may help diversify their investment portfolios, and the opportunity to earn competitive returns.*

Headquartered in Paris, we operate fully online without any branch locations, which allows us to keep operating costs low and focus more resources on our customers. We are transforming the banking system into a frictionless, transparent, and highly efficient digital experience, and we're here for you.

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