Access consumer credit

Unlock a new asset. Invest in people.

Competitive Returns
A fixed-income alternative, with historical returns of 3–8% per year.*
Invest with Purpose
Invest while building brighter futures for personal loan borrowers.
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Portfolio Diversifier
99% of portfolios with 100+ Notes have seen positive returns.*

Discover a new way to invest

Historically, only banks and large institutions could invest in consumer credit. With Lawford Group, you can get new access to an asset class that institutions have enjoyed for decades, diversify your portfolio, and potentially earn competitive returns.

One loan
Notes are assets that correspond to fractions of loans, in amounts as low as 25€
Many notes
Diversify your Lawford Group portfolio by purchasing Notes that correspond to different loans and borrowers
Your notes

How investing works

Here’s how to get started with Lawford Group.

1. Open an account

Opening an account is quick and easy. Choose from multiple account types, including general investment, retirement, and corporate.

2. Pick a strategy

Automate investments based on a pre-selected strategy, or browse loans and purchase Notes manually.

3. Fund the account

Link a bank account and transfer as little as 1,000€ to start investing through a Lawford Group account by ACH, wire, or check. Monthly payments of principal and interest go right back to your Lawford Group account.

Account options

Lawford Group offers multiple account options for investors.

Individual accounts
Get started as an investor with a standard individual investment account. This is our most popular account type.
Retirement Accounts*
Traditional IRA
Investors can make tax-deductible contributions up to the statutory contribution limit with a Traditional IRA. Investments can grow tax-free and are taxed upon distribution. Plus, for many investors, we’ll cover the annual fees.
Roth IRA
Roth IRAs can offer tax-free growth and distributions, but the contributions to a Roth IRA are not tax-deductible. There is no minimum distribution required for investors over the age of 70 1/2.
401(k) Rollover
Open a Lawford Group IRA by transferring funds from a retirement plan established with a previous employer, such as a 401(k) or a 403(b). Our preferred custodian, IRA Services Trust Co. (ISTC) *, offers a fast and easy rollover service.
Other investment account options
Joint account
Investors can open an account with a spouse, partner, or anyone with whom they have joint investment goals.
Trust account
Investors can open an account for a trust, which is owned by the trust with the trustee(s) exercising control of the account.
Corporate account
Corporations and businesses interested in investing through Lawford Group can appoint a designated representative to manage a portfolio on their behalf.
Custodial/minor account
Guardians and custodians interested in establishing accounts for minors can take advantage of Lawford Group's options for Uniform Transfers to Minors Act (UTMA) and Uniform Gifts to Minors Act (UGMA) accounts.